{"id":925,"date":"2026-09-01T18:36:02","date_gmt":"2026-09-01T18:36:02","guid":{"rendered":"https:\/\/monapprobation.sltm.ca\/politique-de-confidentialite-en-tmp\/"},"modified":"2026-10-06T19:16:30","modified_gmt":"2026-10-06T19:16:30","slug":"politique-de-confidentialite","status":"publish","type":"page","link":"https:\/\/www.monapprobation.com\/en\/politique-de-confidentialite\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"<h2>Privacy Policy<\/h2>\n<p><strong>Last updated: October 6, 2026<\/strong><\/p>\n<h3>1. Introduction<\/h3>\n<p>This Privacy Policy describes how Mon approbation hypoth\u00e9caire Inc., whose head office is located at 6200 Taschereau Boulevard, Suite 303, Brossard, Quebec J4W 1M7 (\u201cwe\u201d, \u201cour\u201d or \u201cus\u201d), collects, uses, retains, discloses and protects the personal information of users (\u201cyou\u201d, \u201cyour\u201d) in connection with the use of our website accessible at https:\/\/www.monapprobation.com (the \u201cSite\u201d) and our services. This policy has been drafted in accordance with Quebec\u2019s Act respecting the protection of personal information in the private sector (Law 25).<\/p>\n<h3>2. Definitions<\/h3>\n<p>Personal information: any information that concerns a natural person and allows that person to be identified, directly or indirectly, including their name, address, email address, telephone number, financial information and any browsing data associated with them.<\/p>\n<h3>3. Personal information collected<\/h3>\n<p>We may collect the following categories of information:<\/p>\n<ul>\n<li>contact information: name, address, email address, telephone number;<\/li>\n<li>financial information you choose to provide to us as part of a mortgage financing application (income, assets, debts, down payment, etc.);<\/li>\n<li>information you voluntarily provide to us through a form, survey or communication with us;<\/li>\n<li>browsing data: IP address, browser type, pages viewed, visit duration, collected in particular through cookies and analytics tools;<\/li>\n<li>marketing communication preferences, where applicable.<\/li>\n<\/ul>\n<h3>4. Purposes of collection<\/h3>\n<p>The personal information collected is used for the following purposes:<\/p>\n<ul>\n<li>to provide, operate and improve our products and services;<\/li>\n<li>to analyze your financial situation and present your file to lenders and financial institutions;<\/li>\n<li>to communicate with you and respond to your requests;<\/li>\n<li>to send you promotional communications, if you have consented to them;<\/li>\n<li>to ensure the security of the Site and prevent fraud;<\/li>\n<li>to comply with our legal and regulatory obligations.<\/li>\n<\/ul>\n<h3>5. Consent<\/h3>\n<p>We obtain your express consent where required by law, in particular for sending promotional communications or processing sensitive information. In other cases, your consent may be implied from the context of our interactions, for example when you fill out a contact form.<\/p>\n<p>You may withdraw your consent at any time, subject to reasonable legal or contractual restrictions, by contacting us using the information provided in the \u201cContact us\u201d section.<\/p>\n<h3>6. Disclosure to third parties and service providers<\/h3>\n<p>We do not sell or rent your personal information to third parties. However, we may disclose certain information to the following categories of third parties, to the extent necessary to provide our services:<\/p>\n<ul>\n<li>hosting and cloud infrastructure providers;<\/li>\n<li>lenders, financial institutions and insurers to which an application is submitted on your behalf;<\/li>\n<li>web analytics and marketing tools, for example Google Analytics and Google Ads;<\/li>\n<li>email and newsletter service providers;<\/li>\n<li>professionals and advisors, such as accountants and lawyers, as needed;<\/li>\n<li>government authorities, where required by law.<\/li>\n<\/ul>\n<p>These third parties are contractually required to protect your personal information and to use it only for the purposes for which it was disclosed to them.<\/p>\n<h3>7. Transfer of personal information outside Quebec<\/h3>\n<p>Some of the providers and tools we use, including our Google tools (Analytics, Ads) and possibly our cloud hosting provider, may store or process personal information outside Quebec, including in Canada and the United States. Before making such a transfer, we conduct a privacy impact assessment to ensure that the information receives adequate protection.<\/p>\n<h3>8. Retention and destruction of information<\/h3>\n<p>We retain your personal information only for as long as necessary to fulfil the purposes for which it was collected, or to meet our legal, accounting or tax obligations. At the end of that period, your information is securely destroyed, anonymized or de-identified.<\/p>\n<h3>9. Security and confidentiality incidents<\/h3>\n<p>We implement reasonable administrative, technical and physical security measures to protect your personal information against loss, theft and any unauthorized access, disclosure, copying, use or modification.<\/p>\n<p>We keep a register of confidentiality incidents. In the event of an incident presenting a risk of serious injury, we will notify the persons concerned and the Commission d\u2019acc\u00e8s \u00e0 l\u2019information du Qu\u00e9bec, in accordance with our legal obligations.<\/p>\n<h3>10. Your rights<\/h3>\n<p>Subject to the exceptions provided by law, you have the following rights regarding your personal information:<\/p>\n<ul>\n<li>the right to access your personal information;<\/li>\n<li>the right to have it corrected if it is inaccurate;<\/li>\n<li>the right to withdraw your consent;<\/li>\n<li>the right to portability, that is, to receive a copy of your information in a structured, commonly used technological format.<\/li>\n<\/ul>\n<p>To exercise any of these rights, contact the person in charge of the protection of personal information using the contact information below. We will respond to your request within thirty (30) days.<\/p>\n<h3>11. Cookies and tracking technologies<\/h3>\n<p>Our Site uses cookies and similar technologies, including:<\/p>\n<ul>\n<li>cookies essential to the operation of the Site;<\/li>\n<li>analytics cookies, for example Google Analytics, to understand how the Site is used;<\/li>\n<li>marketing cookies, for targeted advertising, where applicable.<\/li>\n<\/ul>\n<p>You can manage your cookie preferences using the \u201cManage consent\u201d button displayed at the bottom of every page or through your browser settings. Refusing certain cookies may limit some features of the Site.<\/p>\n<h3>12. Electronic communications and newsletter<\/h3>\n<p>If you subscribe to our newsletter or agree to receive promotional communications, we obtain your consent in accordance with Canada\u2019s Anti-Spam Legislation. Each communication includes a simple unsubscribe mechanism and clearly identifies us as the sender. You may withdraw your consent at any time using the unsubscribe link or by contacting us.<\/p>\n<h3>13. Minors<\/h3>\n<p>Our Site is not intended for minors and we do not knowingly collect personal information from them. If you believe that a minor has provided us with personal information, please contact us so that we can delete it.<\/p>\n<h3>14. Person in charge of the protection of personal information<\/h3>\n<p>The person in charge of the protection of personal information at Mon approbation hypoth\u00e9caire Inc. can be reached at <a href=\"mailto:info@monapprobation.com\">info@monapprobation.com<\/a> or at <a href=\"tel:+14508028717\">450 802-8717<\/a> for any question about this policy or the handling of your personal information.<\/p>\n<h3>15. Right to file a complaint<\/h3>\n<p>If you believe that your personal information has not been handled in accordance with the law, you may file a complaint with the Commission d\u2019acc\u00e8s \u00e0 l\u2019information du Qu\u00e9bec at <a href=\"https:\/\/www.cai.gouv.qc.ca\" target=\"_blank\" rel=\"noopener\">www.cai.gouv.qc.ca<\/a>.<\/p>\n<h3>16. Changes to this policy<\/h3>\n<p>We may amend this policy at any time. Any change will be posted on this page with a revised update date. We encourage you to review it periodically.<\/p>\n<h3>17. Contact us<\/h3>\n<p>Mon approbation hypoth\u00e9caire Inc.<br \/>6200 Taschereau Boulevard, Suite 303, Brossard, Quebec J4W 1M7<br \/>Email: <a href=\"mailto:info@monapprobation.com\">info@monapprobation.com<\/a><br \/>Telephone: <a href=\"tel:+14508028717\">450 802-8717<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Last updated: October 6, 2026 1. Introduction This Privacy Policy describes how Mon approbation hypoth\u00e9caire Inc., whose head office is located at 6200 Taschereau Boulevard, Suite 303, Brossard, Quebec J4W 1M7 (\u201cwe\u201d, \u201cour\u201d or \u201cus\u201d), collects, uses, retains, discloses and protects the personal information of users (\u201cyou\u201d, \u201cyour\u201d) in connection with the use [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-925","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.monapprobation.com\/en\/wp-json\/wp\/v2\/pages\/925","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.monapprobation.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.monapprobation.com\/en\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/www.monapprobation.com\/en\/wp-json\/wp\/v2\/comments?post=925"}],"version-history":[{"count":3,"href":"https:\/\/www.monapprobation.com\/en\/wp-json\/wp\/v2\/pages\/925\/revisions"}],"predecessor-version":[{"id":1582,"href":"https:\/\/www.monapprobation.com\/en\/wp-json\/wp\/v2\/pages\/925\/revisions\/1582"}],"wp:attachment":[{"href":"https:\/\/www.monapprobation.com\/en\/wp-json\/wp\/v2\/media?parent=925"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}