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You’re insured.

But are you really protected?

We’re here to make sure you have exactly what you need, at the best price available on the market.

Get your free analysis

Most people have

the insurance that
their bank
sold them.

Insurance

MORTGAGE

Insurance

DISABILITY

Insurance

ENTREPRENEURS

Insurance

AUTO AND HOME

It’s convenient. It’s also often more expensive, less flexible and designed to protect their balance sheet, not yours. We review what you have. We tell you honestly whether it’s good or whether we can do better.

Mortgage insurance

Mortgage insurance is the topic everyone talks about at signing, and that very few revisit afterwards. What few people know: the insurance offered by your lender is not the same thing as personal life insurance. And the difference costs a lot when it really matters.

Bank insurance follows the balance of your loan. It decreases over time, but you keep paying the same amount. If you switch lenders, it disappears. Personal insurance is something you own. It protects you, no matter
where you go.

Compare your current insurance

Three protections, one important difference

We review
the following with you:

  • Mortgage life insurance
    (protection of the loan balance in the event of death)
  • Personal life insurance
    (protection for your family, beyond the loan)
  • Critical illness insurance
    (so you don’t lose your property if you receive a serious diagnosis)

DISABILITY INSURANCE

Your paycheque stops. Your mortgage,
it keeps going.

Disability is the leading cause of mortgage default in Canada. Yet it’s the first protection people cut when the budget is tight.



If an illness, an accident or burnout keeps you from working for a few months, who pays the installments? Your employer’s group insurance rarely covers everything, not for long, and not if your situation changes.
And if you’re self-employed, you probably have nothing at all.

Compare your insurers

we review your protection

We compare what you have to what’s available on the market

  • Waiting period
    how long before benefits begin
  • Definition of disability
    own occupation or any occupation
  • Benefit period
    2 years, 5 years, until retirement
  • Coordination with government plans
    (QPIP, CNESST, QPP)

ENTREPRENEUR INSURANCE

You’ve built something. Protect it as it deserves.

Self-employed or a business owner, your insurance needs are different from those of an employee. More complex, often poorly covered, and rarely well explained. You have no group plan. Your income can vary. And if something happens to you, it’s your entire business that’s on the line.
We work with specialists who understand this reality. No generic solutions. We build coverage that takes into account your legal structure, your industry and your personal situation.
Talk to your entrepreneur insurance expert

Our approach, straight to the point

What we can put in place for you:

  • Life and disability insurance
    tailored to the self-employed
and the incorporated
  • Key person insurance
    (protect the business if you or a key
partner become unavailable)
  • Partner protection
    (to avoid inheriting a partner
you didn’t choose)
  • Coverage of business debts
    (lines of credit, equipment, commercial leases)

AUTO AND HOME INSURANCE

The insurance we renew out of habit.

Auto and home insurance is often the one we renew without really thinking about it. We get the renewal notice, we sign it, and we move on. But the market evolves, your situation changes, and the discounts available don’t always come find you automatically.

We compare several insurers for you and make sure your coverage matches what you actually have, not what you had when you signed five years ago.

Check your coverage gaps

we fill the gaps

We analyze what you actually have

  • The rebuilding value of your property
    (often underestimated)
  • Civil liability coverage
  • The current value and use of your vehicle
  • Bundling discounts
    available with your other protections